Keywords: housing market, leasing, mortgage lending, equity financing, digitalization, crowdfunding.


The relevance of the topic of the article is due to the importance of the problems of investing in housing construction for the economy of any country. Mechanisms for financing housing construction are very diverse and are constantly evolving under the influence of many factors: geopolitical, economic (stability of the credit and financial, insurance and stock markets, national currency exchange rate, inflation rate, solvency of the population, etc.), technological (introduction of information technologies) and etc. The traditional methods of financing housing construction are: self-financing, budget financing, credit financing, mixed financing (equity financing (equity), public-private partnership, etc.). An urgent task is to search for new mechanisms for financing housing construction, which would allow expanding the possibilities of attracting funds from the population, potential buyers, businesses, and financial intermediaries. At the same time, it is important not only to expand the possibilities of attracting additional financial resources, but also to find mechanisms to ease the financial burden of payments for investors, reduce and distribute investment risks. Modern information and communication technologies create new opportunities for technical implementation and acceleration of investment processes, contribute to the emergence of radically new mechanisms that allow diversifying risks, expanding the number of investors, easing the debt burden for potential borrowers, etc.


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How to Cite
Gottmann, W. (2023). INVESTMENTS IN HOUSING CONSTRUCTION: FEATURES AND MODERN TRENDS. Scientific Journal of Polonia University, 58(3), 235-242.