STATE PROGRAMS FOR THE DEVELOPMENT OF HOUSING CONSTRUCTION IN THE USA
Abstract
This article is dedicated to the analysis of federal housing development programs in the United States of America. The aim of the research is to examine the impact of these programs on providing affordable housing to various segments of the population in the context of the escalating housing affordability crisis. Throughout this scientific inquiry, methodologies such as data analysis, comparative analysis, and the evaluation of the effectiveness of government programs were employed. The findings of the study indicate that the issue of housing affordability in the USA is becoming increasingly acute, with a growing number of citizens identifying the lack of affordable housing as a key issue within their local communities. It has been established that, despite a high awareness of the need for affordable housing, there is a significant gap between the need for and the availability of such housing, necessitating active government involvement in addressing this issue. Government programs like Housing Choice Vouchers, along with other initiatives from the Department of Housing and Urban Development (HUD), play a crucial role in providing affordable housing, directing substantial efforts to support low-income families, the elderly, and people with disabilities. The increase in HUD's budget to 82 billion dollars in 2024 reflects the government's strategic vision for improving housing accessibility by ensuring high-quality housing for a broader population. Moreover, the analysis of state policy in housing construction and urban planning revealed a comprehensive approach to solving the housing affordability problem, encompassing both long-term and short-term programs aimed at various aspects of the issue. This allows for adaptation to changing economic conditions, natural disasters, or other unforeseen circumstances, ensuring stability and flexibility in affordable housing policy. The practical significance of the research lies in providing essential information for further planning and implementation of state housing development programs and supporting affordable housing.
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